Live: Kenya and Tanzania (Mombasa and Zanzibar), with lines from Nairobi. Future markets: Ghana, Botswana, The Gambia, Togo, Zambia, Angola, Mozambique, Nigeria, Benin, Gabon, Senegal and mainland Tanzania. Team cities linked to Nairobi: Palo Alto, Abu Dhabi, Ahmedabad, London, Melbourne, Dubai, Hong Kong, Sydney, Mumbai.
S1C HOLDINGS · HEALTHCARE INFRASTRUCTURE FOR EMERGING MARKETSS1C HOLDINGS · EMERGING MARKETS
One network. Every patient.
One universal healthcare network for emerging markets, connecting how care is delivered, paid for and financed. Starting in Africa.
02Mission and vision
A healthcare infrastructure group, built for emerging markets and starting in Africa.
- Mission
- To connect every step of a patient’s care, from the first assessment to payment and financing, in one network that works for patients, providers, payers and governments.
- Vision
- Universal healthcare across emerging markets, starting in Africa, delivered through one record, one network and companies built to work natively together.
- Live now
- Sugen and ARGOS are live in Kenya. JivaCloud telemedicine is live.
- Beyond healthcare
- The systems we build for care are infrastructure emerging markets need. Healthcare is where we start, and Africa is where we prove it first.
- Founded
- Stanford
- Team
- 60+
- Live
- Kenya, Tanzania
03The handoff
Care fails between systems
Almost every serious failure in African healthcare sits between systems, not inside any one of them.
- 01Disconnected records.
- 02Claims checked after care.
- 03Care ends at the facility.
- 04Providers short of capital.
- Kenya
- About 43%of deaths in Kenya are from non-communicable diseasesMwanga Access Programme data and NCD Alliance of Kenya, reported in The Standard, 2025
- Africa
- 95Mpeople in Africa incurred catastrophic health spending in 2019WHO African Region regional brief, 2019 data
- Global
- 26%of the world faced financial hardship from health spending in 2022WHO and World Bank UHC Global Monitoring Report 2025
04One network
Six companies, one network
Each company is built to work natively with the others, so the record, the claim and the payment move together.

The AI-native clinical system inside a facility, from registration to billing.
Live: OPD HIMS at Bliss Healthcare and on the Mombasa County programme
The diagnostic backbone and citizen-facing platform, home to Afri-AI and Afya.
Health App in testing
Claims adjudicated and screened for fraud before they reach the payer.
Live: revenue cycle management
The Jiva band and JivaCare: continuous remote monitoring and chronic disease management.
First 10,000-band rollout under way, after a 300-band pilot
Telemedicine, home care, medicine delivery and at-home diagnostics, with cold-chain logistics.
Telemedicine live; pharmacy delivery and telemedicine with Bliss Healthcare; home care pilot with Lifecare HospitalsMicro-lending at the point of care, capex lending and a portable credit identity.
In discussions with banking partners
05Letter
A letter from our founder
S1C Holdings began in my freshman year: Jiva Labs that fall, Sugen that winter, JivaCloud that spring and Setu that July. The last three months have been the most exhilarating of my life. We travelled across Kenya, walking into facilities of every kind and learning everything we could, then across East Africa, working alongside doctors at hospitals of every size and speciality. We saw the problem we set out to solve firsthand and broke it down, step by step, to its fundamentals. I could not have asked for a better team to do it with, and that team is only just getting started.
Shlok Saini
Founder and Chair, S1C Holdings
06Partners
Who we work with
Hospitals and clinicalInfrastructure and insuranceGovernment
07S1C Holdings












