01Overview
About S1C Holdings
S1C Holdings (Systems One Coverage) is a healthcare infrastructure group for emerging markets, starting in Africa. It is building one universal healthcare network, from how care is digitized to how it is paid for, delivered and financed.
Live: Kenya and Tanzania (Mombasa and Zanzibar), with lines from Nairobi. Team cities linked to Nairobi: Palo Alto, Abu Dhabi, Ahmedabad, London, Melbourne, Dubai, Hong Kong, Sydney, Mumbai.
02Mission and vision
Why we exist
- Mission
- To connect every step of a patient’s care, from the first assessment to payment and financing, in one network that works for patients, providers, payers and governments.
- Vision
- Universal healthcare across emerging markets, starting in Africa, delivered through one record, one network and companies built to work natively together.
03The problem
The problem is the handoff
Almost every serious failure in African healthcare sits between systems, not inside any one of them.
Kenya
About 43%
of deaths in Kenya are from non-communicable diseases
Mwanga Access Programme data and NCD Alliance of Kenya, reported in The Standard, 2025
Africa
95M
people in Africa incurred catastrophic health spending in 2019
WHO African Region regional brief, 2019 data
Global
26%
of the world faced financial hardship from health spending in 2022
WHO and World Bank UHC Global Monitoring Report 2025
Four failures
- 01Disconnected records.
- 02Claims checked after care.
- 03Care ends at the facility.
- 04Providers short of capital.
04What we do
Four verbs, one network
Digitize
Healthcare delivery and an AI-native HIMS.
Settle
Revenue cycle and claims management.
Deliver
Chronic care, care at home, wearables and last-mile logistics.
Finance
Micro-lending, capex lending and capex-free equipment.
05Direction
Now and next
Now
Kenya and Tanzania (Mombasa and Zanzibar)
Live
Next
Across Africa
Ghana, Botswana, The Gambia, Togo, Zambia, Angola, Mozambique, Nigeria, Benin, Gabon, Senegal and mainland Tanzania
Future markets
06Strategic priorities
Four priorities
Anchor Mombasa County
The reference for connected care.
Network
Build one continental network.
Patient
Put the patient at the centre.
Local
Innovate in Africa, for Africa.
07Why S1C
Three reasons
- 01
Built to connect
The record, the claim and the payment move together.
- 02
Proven where it is hardest
Referral hospitals and high-volume facilities first.
- 03
Independent and combined
Each company earns its market alone. Together they form one network.
08Beyond healthcare
Infrastructure emerging markets need
09Research and advisory
Work with us
Letter
From our founder
S1C Holdings began in my freshman year: Jiva Labs that fall, Sugen that winter, JivaCloud that spring and Setu that July. The last three months have been the most exhilarating of my life. We travelled across Kenya, walking into facilities of every kind and learning everything we could, then across East Africa, working alongside doctors at hospitals of every size and speciality. We saw the problem we set out to solve firsthand and broke it down, step by step, to its fundamentals. I could not have asked for a better team to do it with, and that team is only just getting started.
Shlok Saini
Founder and Chair, S1C Holdings